Disclosures

Fees & charges apply and may vary. Subject to underwriting approval. Application required; not all applicants will be approved. Minimum credit score of 700 required to be eligible for advertised rate. Full documentation & property insurance required. Loan secured by a lien against your property. Consolidating or refinancing debts may increase the time and/or the total amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions apply. For example, as of 12/17/08,a $250,001 loan amount financed at 4.375% interest (4.616% APR) for 30 years, with a 2.00 point discount and a 20% down payment, would result in 360 monthly principal and interest payments of $1,248.22. Lock in fee required to secure rate. Recent rate but subject to change without notice. Rate available on loan amounts from $250,001 to (A) $417,000 (California)  on owner-occupied single-family residential properties. Rates, loan products, & fees subject to change without notice. Your rate and term may vary.

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